User account

1. These Terms govern the relationship between the user and the portal loansratemortgage.com (the server). The following is a contractual arrangement (the conditions), agreeing with the Server user undertakes to comply with the rules laid down therein.

2. loansratemortgage.com server operators (hereinafter referred to as server) at loansratemortgage.com are legitimate operators and server administrators (the manager). Administrators provide services that allow users to upload to the Server text and image information (the data). Server service allows the information to display, send, delete, or otherwise continue to work.

3. User Service Server is any person who uses the server, when using the services of Server acceded to these Terms, or any person in accordance with these Terms register and / or are already registered in the Server service. Condition for entry or use of services Server users to the Terms of Accession. The user who prior to the publication hereof went to the previous applicable conditions and continue to invoke the above conditions logs, it is considered that the force approached the revised Terms.

4. Accession to the Terms of users access to these conditions and accepts all their provisions. When using the services server, the user must indicate only a valid e-mail address or. other information required by managers, which are not personal in nature, not in conflict with the law No. 101/2000 Coll., Privacy, and which are necessary for the classification of data into relevant categories.

5. The user who said foreign e-mail notes that full responsibility for the damage they cause to another person whose e-mail address indicated during registration as well as for damage caused by administrators.

6. Manager responsible for the misuse of any e-mail addresses another person in the server registration. Server user shall explicitly agree to this. Except as expressly provided in these terms the user may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, transfer or sell any information, products or services obtained from the service server, or create derivative works.

7. User shall not use the services of the Server for any purpose contrary to applicable law or these Terms of CR. User may not use the Server service in a way that could damage, disable, overburden, or impair the function of servers operated by the administrator or interfere with the use of these sites or services of the Server by others.

8. User may not use the services of a server for their own enrichment or for commercial purposes without permission of the Operator, or in any way obtain or attempt to obtain any materials or information relating to the services of the Server, which is not (not) publicly or made available through servers operated by the administrator.

9. On this site are not collected any data of a personal nature, as defined in Act No. 101/2000 Coll. Privacy. The contact link is the only e-mail users, all in connection with the password chosen by the user. This method prevents the possibility of manipulation with embedded data users. To the wishes of the user (without giving a reason), it will be embedded data will be erased from the database. Manager declares that takes all possible, that is presently known measures to secure data from unauthorized intervention of third parties.

10. User acknowledges that the data is voluntarily provided by inserting the server may be used by a third party. However, the administrator bears no responsibility for any unauthorized third parties, důsledku which these persons gain access to individual users' data or to jejich accounts or to the Administrator a databázi these data neoprávněně use, apply or abuse is made available to third parties.

11. User declares that he is in this context, aware of the risks to it resulting from the above unauthorized intervention of third parties. User hereby gives its consent to receiving e-mails to your mailbox, the address stated in connection with the use of services Server. Originator of the e-mail, Server Manager, e-mail may have information or advertising purposes.

12. Manager has the right to send e-mail addresses listed on registration commercial messages of advertisers or Server Manager. Thus sent an e-mail satisfies all conditions of the law on advertising regulation No 138/2002 Coll. and the Act on Certain Information Society Services No. 480/2004, and can not be considered as advertising spam - spam. Opposition to the sending of the e-mails may appear notifying the user the server administrator via the contact form. The subject of the message, the user must indicate Newsletter.

13. If the Administrator finds, or it will be reported and shown evidence that there has been abuse of foreign e-mail address to sign up for services, Server Manager will remove the e-mail address from its database. Manager says that the introduction of dedicated services of the Server and will devote the best efforts and due diligence so as to minimize any potential risks that the proper use of the Server service could occur to users or third parties. Manager is not responsible for the activity of users per server, or the way the Server service is used.

14. Manager accepts no responsibility for any misuse services Server users or third parties. Manager accepts no responsibility for any damages caused by users or third parties directly, indirectly or incidentally result of or in connection with the use of services of the Server. Not be liable for any damages caused by users or third parties resulting from inability to use the services of the Server or direct or indirect connection with this fact.

15. Manager is not responsible for any malfunction, unavailability or poor server availability, the potential loss or corruption of data entered by the user. Manager is authorized without the consent of users, even without prior notification services modify or upgrade Server or the server completely suspend or terminate. Manager is authorized to display the Server advertising, advertisements and commercial spots of third parties, including contextually targeted ads. Inserting photos or text materials on the server from the user, this material becomes public and the user agrees to its publication. User also hereby expresses approval of administrators to use data that is imposed on the server. Manager has the right for their needs using the User published content on the server and distribute it over the Internet.

16. Manager may at any time amend the provisions of these Terms. Changing conditions are valid and effective upon publication on Server. These changes will be incorporated into the text and published a full version of the Terms. It is in the interest of the user to continuously monitor the wording of the conditions.

17. The user is required to regularly get to changing conditions. If the user will continue to use the services of the server after these changes the controller, it is considered that the change in conditions unreservedly agree. Questions, suggestions and any complaints regarding the service or these Terms and Conditions Server, users can send through a contact in the footer. These conditions come into effect and their publication.